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If a spouse and children’s Most important wage earner dies along with a remain-at-household parent must return to get the job done, life insurance can help protect charges like working day care and summer camps.

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For those who’re considering getting life insurance, it’s essential to know how the policy works — such as what it pays for and what it doesn’t. Right here’s what life insurance covers and how your family and friends can use the payout When you die.

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Sarah Schlichter is really a NerdWallet authority on homeowners, renters and pet insurance. Just before becoming a member of NerdWallet, she expended over 15 a long time in digital media like a writer, editor here and spokesperson.

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Who it is best forPeople who want to aid include last expenditures but who won't qualify for other life insurance.

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